Max Contribution To 529 Plan 2024. There are no yearly 529 plan contribution limits, as there are with many retirement accounts. In 2024, you can contribute up to $18,000 annually or $36,000 per married couple without paying any gift tax.
As of january 1, 2024, when you discover you have extra money in your child’s 529 plan, there is a fourth option to select from. Each state sets an aggregate contribution limit, which is the total amount that can be contributed to a 529 plan for a single beneficiary over the life of the account.
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